AI, Outsourcing, and the Loan Originator of the Future with Andrei Paduraru

Scaling Without Burnout: How Andrei Paduraru Built a $34M/Month Mortgage Model Without Loan Officers

Ever feel like you’re juggling five roles for a single commission check?

You’re prospecting, pre-approving, structuring loans, replying to client emails late at night… all while trying to grow your business. If it feels impossible to scale, you’re not alone—and this episode of The 360 Experience offers a real solution.

Tim Braheem sits down with Andrei Paduraru, a senior leader at JVM Lending, who helped design one of the most scalable and innovative models in the mortgage industry today.

At just 31, Andrei is leading a system that generates over $34 million in volume each month, operates with zero traditional loan officers, and produces over 450 warm leads—every month. Built on efficiency, technology, and smart delegation, it’s a game-changing blueprint for originators who want to do more than survive… they want to scale.

What you’ll take away from this episode:

• How JVM built a team-based model that closes $34M/month
  Discover how removing LOs entirely and redistributing responsibilities unlocked massive growth.

• How to scale faster with offshore talent
  Learn how to recruit and train overseas team members to operate at the level of U.S. mortgage professionals.

• Using AI and custom GPTs to gain a competitive edge
  From marketing to training to conversion, see how smart tech can dramatically improve efficiency and performance.

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